Building intelligence and automation into flood
insurance sales

CartoFront is applying data analytics and predictive modeling  to improve the flood insurance distribution process 

We have a massive, societal issue:  Flood Risk.  

And currently, only 12% of US homeowners have flood insurance.

CartoFront is a B2B2C model delivering value to three key stakeholders:

• Carriers who desire greater policy flow and balanced portfolio risk
• Agents who desire more commissions, and invest their time wisely
• Homeowners who desire  transparency and appropriately priced flood insurance

Using a combination of datasets -- property, price/risk, demographics and psychographics -- CartoFront predicts and scores books of business in three manners: 

• CartoScoreTM -- likelihood to purchase a product
• CartoRiskTM -- risk associated with a specific property
• CartoPriceTM -- optimal price/risk based on parametrics

Our technology is built on open technology and API calls, is modular, event driven, resilient and scalable.   

Flood Insurance is a very thin margin business, so we aim for high volume and technology efficiency.

We have created an integrated platform to provide a ‘win-win-win’ solution for three critical, interdependent parties in nearly all flood insurance transactions: Carrier <> Agent <> Homeowner